What is Saral Suraksha Bima?
Life is a mix of ups and downs. And unfortunately, accidents are a part of it. Accidents can leave you and your family in shock and sometimes in financial burden. But with Generali Central’s Saral Suraksha Bima, you won’t have to worry about your financial future.
Our policy offers comprehensive cover against death or disability due to accidents.
Why buy Saral Suraksha Bima
Worldwide Cover
Get 24x7 coverage against accidents in any corner of the world.
Cumulative bonus
Get 5% extra cover up to 50% with every renewal, provided you didn’t make a claim in the previous policy period.
Quick Turnaround Time
We settle all your claims within 30 working days.
30 Days for Renewal
Get a 30-day grace period after every end of policy term for renewal.
Flexibility
Customise the plan according to your needs and the number of family members you have.
No Medical Examination
There is no medical examination required.
What is in it for you?
THERE ARE ADDITIONAL BENEFITS FOR YOU!
Family discount @ 10% in case more than one person is covered under the same policy.- No medical questionnaire or medical examination.
- Specialist claims service and claims settlement within 30 working days***
- Irrespective of the plan tenure, premiums applicable are on yearly basis
- You can renew your policy within 30 days from the date of expiry of your policy
What is covered?
INCLUSIONS
Death arising due to Accident
In the unfortunate scenario of loss of life, our policy will offer the insured amount to your family.
Permanent Total Disablement
Our insurance will cover you for the insured amount, if you are no longer able to work due to an accident-related injury.
Permanent Partial Disablement
We’ll offer you the promised amount if you can’t work at full capacity due to an injury caused by an accident.
What is not covered?
EXCLUSIONS
Intentional self-injury unless in self-defense or to save life, suicide or attempted suicide
Under the influence of intoxicating liquor or drugs or other intoxicants
Death or disablement arising or resulting from the Insured Person committing any breach of law with criminal intent
Due to participation as a professional in hazardous or adventure sports
Participation in felony, riot, war etc.
Know the plan:
Eligibility
Adults: 18 years to 70 years with renewability up to 70 years.
Children: 3 months to 25 years can be covered as dependents.
Sum Insured Eligibility
Maximum Sum Insured offered is 144 times the monthly income.
There is a single sum insured for the Base covers (Accidental death, Permanent total disability and Permanent Partial Disability).
What Generali Central Health Insurance Offers
- 94%Claim Settlement Ratio
- 3 hrCashless Settlement
- 6000Cashless Hospitals
What happens after purchase?
Once you secure the insurance cover, you get a financial assurance for all your health needs. You also get documents for your better understanding and convenience.
What is the reimbursement claim process?
Our claim settlement process is fast and relaible
Collate Documents
Upon discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurred
Claim Form
Download and fill the GCI health claim form
Claim Settlement
We will settle the claim in subject to policy terms and conditions
What is cashless claim process?
File your claim in minutes with Generali Central’s easy four-step claim process
Visit Hospital
Approach an insurance desk of your nearest GCI Network Hospitals and show your health card for Cashless Treatment
Verify Yourself
The Network Hospital will verify your identity and submit duly filled pre-authorization form with Generali Central
Get Admitted
You get admitted without any deposit and get cashless treatment
Peace of Mind
Once you are discharged, the hospital will send your claim documents to GCI and the authorized amount will be settled directly with the hospital
FAQs – Frequently asked questions
Need to know more about Health Insurance?
❮
❯
Health Insurance
Understanding the Basics of Cashless Health Insurance
Imagine someone in your house facing a medical emergency. You must provide him/her immediate medical treatment, but you are short of money. In this type of situation, Cashless Health Insurance or Cashless Mediclaim come into play where the insurance company settles the bill for you. This facility is accessible only if you are a policyholder. The cashless insurance policy ensures the best medical treatment without any financial stress.
Health Insurance
Don't overdo it at work: How to avoid stress and job burnout
Work stress is rising, particularly amongst young people, who feel extreme pressure to perform and keep their jobs. According to a report, 82% of Indians feel stressed at work and most of them are also uncomfortable talking about their situation.
Given that we spend as much as a quarter of our life working, keeping a cool head and a clear mind is essential. Here’s how to manage stress and avoid burnout:
Health Insurance
What is the grace period in health insurance plans
The health insurance benefits are too many, and the good thing is that it is an investment for life.
Health Insurance
Three Hobbies You Can Take Up to Help Your Mental Health!
The great feeling that comes from a fun and engaging hobby is a great way to de-stress and improve mental health. According to a study, taking up new hobbies helps in combating depression and other mental health problems. It also becomes an outlet for creativity, self-realization, and growth.
Even though there are many benefits to picking up hobbies, work and life end up taking most of our times. And knowing what to do and where to start, can seem like a task. Therefore, we’ve put together a list of some of the best hobbies to improve mental health.
Health Insurance
Ways health insurance can help you with financial stability
We live in a period where health issues see an upsurge with each passing day.
Download documents
PRODUCT NAME: Saral Suraksha Bima, Generali Central Insurance Company Limited (Co. Ltd.) | UIN NO: GCIPAIP21623V012021 | LAUNCH DATE: 1ST APRIL 2021