Health insurance is a type of insurance that covers the cost of medical care. It can help pay for doctor visits, hospital stays, prescription drugs, and other medical expenses. asdasd

Health insurance typically works by having you pay a premium regularly for the duration of the policy. In return, the insurance company pays for the agreed portion of your medical expenses. This helps you stay protected against medical emergencies and be able to fund them comfortably.

Medical emergencies can come unannounced. If you don't have health insurance, you will have to pay the full cost of your medical care out of pocket. But as these treatments can be expensive, they can take a toll on your finances. With a health insurance plan, you do not have to worry about arranging funds in times of need.

When choosing a health insurance plan, you must consider different factors like the cost of the premium, the size of the network of doctors and hospitals, add-on services, and the coverage offered. You must also consider your own medical needs and budget when selecting a plan.

To get health insurance, you must meet the following eligibility criteria-

• Adult buyers must be between 18 and any age limit. 
• Dependent children must be between 1 day to 25 years of age. 
• If you are a senior citizen, you must go through a pre-medical screening. In case you have a pre-existing disease, you will have to bear a waiting period of 2 to 4 years.

A pre-existing condition is a health condition that existed before you apply for a new health insurance plan. Some insurance companies may not cover treatments for pre-existing conditions or may charge more for coverage.

There are several benefits of buying health insurance when you are young. These include

• Fewer health concerns 
• Higher insurance coverage at a lower premium 
• You do not have to wait through the waiting period 
• Higher no claim bonus.