Waiver of Medical Sublimits

This add-on allows you to remove the sublimits imposed on specific medical expenses. This ensures you receive full coverage for essential medical treatments without any financial constraints.

Pre-existing Disease Cover

you have a pre-existing medical condition, you can opt for this add-on to get added coverage. This not only provides comprehensive protection but also ensures peace of mind during travels.

Daily Hospital Allowances

In case of hospitalization during your trip, this add-on provides a daily allowance to cover the expenses. These include expenses for food, transportation, and other miscellaneous costs.

Additional Sum Insured for Accidental Hospitalization

This add-on offers an additional sum insured in case you are hospitalized due to an accident. This provides adequate financial support allowing you to focus on recovery.

Accidental Death and Disablement (Common Carrier)

This add-on offers coverage for accidental death, permanent total disability, and permanent partial disability caused while traveling on a common carrier such as a bus, train, or airplane.

Home-to-Home Cover

This add-on covers the expenses incurred for transporting you from your home to the hospital and back, ensuring seamless and hassle-free access to medical treatment during emergencies.

Mobility Aids

If you require mobility aids such as crutches, wheelchairs, or prosthetic limbs due to an accident, this add-on covers the expenses for procuring them.

Lifestyle Support

With this add-on, you can get coverage for lifestyle support services such as physiotherapy, rehabilitation, or counseling sessions for post-treatment care.

Compassionate Visit

If you are hospitalized during your trip, this add-on covers the expenses for the travel and accommodation of a family member or loved one to visit you at the hospital.

Compassionate Stay

This add-on covers the expenses for the accommodation and daily expenses of a family member or loved one who stays with you during your hospitalization.

Emergency Reunion and Resumption of Trip

In case of an emergency that requires you to return home or reunite with a family member, this add-on covers the expenses for the travel. Additionally, it covers the costs associated with resuming your trip after the reunion.

Political Risk and Catastrophic Evacuation

This add-on provides coverage for evacuation expenses in the event of political unrest, natural disasters, or other catastrophic events occurring in your travel destination.

Common Carrier Delay

This add-on provides compensation for the additional expenses in case of delays due to the fault of the common carrier such as an airline, train, or bus.

Missed Connection

If you miss a connecting flight or transportation, this add-on covers the expenses for rebooking tickets or accommodation to reach your destination.

Child Escort

This add-on provides coverage for arranging an adult to accompany an unaccompanied child during their travel.

Loss of Gadgets

If your electronic gadgets such as laptops, tablets, mobile phones, or cameras are lost or stolen, this add-on covers the cost of repairing or replacing them.

Bounced Booking (Hotel/Common Carrier)

If your hotel reservation or common carrier booking is canceled or denied due to reasons beyond your control, we will cover the expenses for alternative accommodation or transportation.

Car Rental Excess Cover

When renting a car during your trip, this add-on covers the excess amount payable in case of damage or theft of the rental vehicle, reducing your out-of-pocket expenses.

Adventure Sports Cover

This add-on covers medical expenses and emergency evacuation in case of accidents or injuries during adventure activities like bungee jumping, skydiving, or scuba diving.

Home Contents

This add-on protects your home against theft, burglary, or damage while you are away.

Pet Care

This add-on ensures your furry friends are cared for in your absence.

Travel with Pet Cover

If you're traveling with your pet, this add-on covers the expenses for their emergency medical treatment during your trip.

Legal Expenses

In case you encounter legal issues or require legal assistance while traveling, we will cover the expenses for legal consultation, representation, or court proceedings.

Mugging Benefit

In the unfortunate event of a mugging or assault during your trip, this add-on provides compensation for the injuries and medical expenses incurred due to the incident.

Golfer's Hole-in-one

Get coverage for celebratory expenses such as buying drinks or organizing a party when you score a hole-in-one during a golf game

Sports Equipment Cover

Receive coverage for loss, theft, or damage to your sports equipment during your trip. We ensure you can continue to enjoy your favorite sports activities without worrying about financial loss.

Weather Protection

In case your travel plans are disrupted due to adverse weather conditions such as hurricanes, cyclones, or heavy snowfall, we take care of additional expenses for accommodation, transportation, or other arrangements.

Debit/Credit/Forex Card Fraud

This add-on protects you against fraudulent transactions. It covers the financial losses incurred due to unauthorized use of your debit, credit, or forex card during your trip.

Identity Theft

In case of identity theft, this add-on covers expenses for legal fees, documentation, and other services, protecting your identity and financial security.

Cruise Cover

If you're embarking on a cruise vacation, this add-on provides coverage for various cruise-related risks such as trip cancellation, itinerary changes, or medical emergencies onboard.

Substitute Employee Expenses

This add-on provides coverage for the expenses incurred for hiring a substitute employee to fulfill your professional responsibilities in your absence.

Bail Bond

In case you are detained or arrested during your trip, this add-on offers coverage for the bail amount required for your release

Cancer Screening and Mammography Cover

This add-on offers coverage for expenses related to cancer screening tests and mammography procedures on your trip.

Sponsor Protection

If you're sponsoring the travel expenses of your kid or dependents for overseas education, this add-on protects you from financial losses due to trip cancellation, trip interruption, or other unforeseen events.

Study Interruption

This add-on provides coverage for the expenses related to the interruption or cancellation of the study program due to unexpected events.

Maternity and New Born Baby Cover

This add-on provides coverage for maternity-related medical expenses, including prenatal care, childbirth, and postnatal care. It also covers the medical expenses of the newborn baby.

Arrangement of emergency medical evacuation

Arrangement of local burial or transfer of mortal remains

Lost luggage assistance

Arrangement of a compassionate visit

Lost passport assistance

Bounced booking - hotel/common carrier

Legal assistance

Arrangement of bail bond

Medical service referral

Arrangements of appointments with local doctors for treatment

Emergency message transmission assistance

Visa and inoculation details

Interpreter referral

Embassy referral

Golf bookings – domestic and international

Cyber fraud and digital identity theft protection program

Vehicle care services

Personal and home assistance

Flight tracking

Baggage delay services

Teleconsultation

Fitness online sessions

Dietician and nutrition online sessions

Home diagnostic services

24/7 psychological hotline service

Second medical opinion