Yes, we offer Student travel plan for up to 2 years.

No pre-existing diseases are not covered in any of the plans. If you are already suffering from any pre-existing disease then the proposal will be referred to Underwriting Team for review.

We depend on the global expertise of EUROP ASSISTANCE (Generali Group Company) for this service.

Annual Multi-trip plan is available in Travel Suraksha (World-Wide ) & Travel Suraksha- Schengen Travel

There are single trip plans available in Travel Suraksha, Travel Suraksha Select, Easy Travel Worldwide, Easy Travel Schengen and Student Suraksha
The Annual multi trip option is available in below travel products:
a) Travel Suraksha – Gold and Platinum plans
b) Travel Suraksha – Schengen travel

For claims and related queries, you may kindly call: 24X7 helpline number: +91 22 6734 7841 National toll-free number: 1800 209 2333 (only from MTNL/ BSNL network) Land line number for Claims: +91 22 6734 7878; Fax number: +91 22 6734 7888

Address: Europ Assistance India Pvt. Ltd., 761 Solitaire Corporate Park. 167 Guru Hargovindji Marg, Chakala, Andheri(E), Mumbai – 400 093.
Email ID: gci@europ-assistance.in

For any Worldwide Emergency Assistance Services, Medical Assistance Services, Travel Assistance Services and for availing Cashless Service during a travel abroad please call on the below UIFN (Universal International Freephone Number)/ ITFS (International Toll Free Service) numbers provided on policy documents.

Yes, this cover is available under Travel Suraksha and Travel Suraksha Schengen Travel.

Family plan is available under Asia & Schengen Travel plan

*Please refer policy wordings

Travel Insurance is not mandatory in India. However for a safe and peaceful trip, we recommend that you should take as Travel insurance policy to take care of any contingencies that might arise during your journey; like sudden illnesses, misplaced passport, lost luggage etc

We offer minimum cover of 30,000 Euros under Schengen travel plan; 25,000 USD under Asia plan; and minimum 50,000 USD under World Plan. For Student Suraksha minimum cover under Asia plan (excluding Japan) is 25,000 USD and under World plan is 50,000 USD.

Yes, cashless mode of settlement is available in most of the overseas hospitalization cases. There is minimum deductible under Medical expenses and Emergency Dental relief cover which vary with the plan chosen (25-100 USD).

Your Health Insurance covers inpatient medical expenses in India i.e. expenses incurred outside India are not covered hence you must take a separate Travel Insurance policy to cover this risk. Moreover Travel Insurance is a bundled product i.e. it includes personal accident, loss of passport, loss and delay of baggage, daily allowance and more.

Our Travel Insurance plans takes care of any contingencies that might arise during your journey; like sudden illnesses, misplaced passport, lost luggage etc. The plan options have the following covers, which may vary depending upon the plan opted:
Cashless treatment during medical emergency
Emergency Medical Evacuation
Repatriation of Remains up to USD$ 10,000
Continuation of Medical Treatment in India
Daily Hospital Allowances
Emergency Sickness Dental Relief
Trip Delay
Trip Cancellation
Trip Curtailment
Missed Connection
Loss of Passport
Hijack Benefit
Checked in Baggage Delay
Checked in Baggage Loss
Compassionate visit
Financial Emergency Assistance
Accidental Death & Permanent Total Disablement
Accidental Death – Common Carrier
Accidental Death – Air Travel only
Personal Liability
Golfers Hole in One celebration
Automatic extension for 7 days
Home burglary insurance
Child Return Journey
Mental and Nervous Disorder *
Maternity Benefit *
Tuition Fee *
Sponsor protection *
Felonious Assault *
Bail Bond *
* Available only in Future Student Suraksha plan

Yes, extension facility is available under travel plans.

Coverage for travel on Ship, travel to Mansarovar, Haj and countries where travel restrictions have been issued by Government of India.

Yes, sub-limits are applicable under Travel Suraksha for policyholders who are of Age 56 years and above

a) Travel Suraksha Select plans - offers a cover for minimum of 1 day and maximum of 180 days. The policies can be extended for next 180 days subject to underwriting terms and conditions.
-   For Standard Select and Silver Select plans the maximum trip duration can be 360 days including extensions.
-   Prime Care Select plan the maximum trip duration shall not exceed 180 days in total.
b) Travel Suraksha plans offers a cover for minimum of 1 day and maximum of 180 days. The policies can be extended for next 180 days subject to underwriting terms and conditions. Superior  Care Select plan the maximum trip duration shall not exceed 180 days in total.
c) Easy Travel Worldwide, Easy Travel Schengen plans - offers a cover for minimum of  1 day and maximum of 180 days. The policies can be extended for next 180 days.
d) Student Suraksha – offers a cover for minimum of 30 days and maximum of  2 years. The policy can be extended only once, provided the maximum trip duration inclusive of any extension shall not exceed 730 days including extensions.

There are single trip plans available in Travel Suraksha Select. The Annual multi trip option is available in our other travel product – Travel Suraksha and Travel Suraksha – Schengen travel

You can take annual multi-trip policy with us. Under Annual Multi-trip trips upto 30 days and 45 days duration are allowed depending on plan opted . You can also take single trip policy with us.

No, policy cannot be issued once travel has commenced

Yes, sub-limits are applicable under Travel Suraksha Select, Travel Suraksha, Easy Travel Worldwide for policyholders of Age 56 years and above.
Sub-limits are not applicable under Student Suraksha plan and Easy Travel Schengen.